We follow the Fiduciary Standard provide by NAPFA.

Fiduciary Oath of National Association of Personal Financial Advisors:

"The advisor shall exercise his/her best efforts to act in good faith and in the best interests of the client. The advisor shall provide written disclosure to the client prior to the engagement of the advisor, and thereafter throughout the term of the engagement, of any conflicts of interest, which will or reasonably may compromise the impartiality or independence of the advisor. The advisor, or any party in which the advisor has a financial interest, does not receive any compensation or other remuneration that is contingent on any client's purchase or sale of a financial product. The advisor does not receive a fee or other compensation from another party based on the referral of a client or the client's business."

Following the NAPFA Fiduciary Oath means I shall:

• Always act in good faith and with candor.
• Be proactive in disclosing any conflicts of interest that may impact a client.
• Not accept any referral fees or compensation contingent upon the purchase or sale of a financial product.

We have also signed the Fiduciary Oath provided by the Committee for the Fiduciary Standard  www.thefiduciarystandard.org